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Top 5 Reasons Banks Won't Cash Your Check

By Damian Davila

Checks are in important part of the U.S. economy, with 17.9 billion paper checks issued in 2015. 

While writing a check is quite simple, cashing a check can sometimes be a nightmare. Review some of the top reasons why a bank won't cash your check. 

What is a 'Wire Transfer'

From Investopedia

A wire transfer is aan electronic transfer of funds across a network administered by hundreds of banks around the world. Wire transfers allow for the individualized sending of funds from single individuals or entities to other individuals or entities, while still maintaining the efficiencies associated with the fast and secure movement of money. Wire transfers allow people in different geographic locations to safely transfer money to locales and financial institutions around the globe. 

Check Your Mail: Valpak May HAve Sent You A $100 Check

CBS Local - Whether you like to clip coupons or not, direct marketing firm Valpak says people should be checking their mail because the company is sending out $100 checks all over the U.S. this year. 

In celebration of the monthly coupon pack's 50th anniversary, Valpak says $100 checks have been randomly placed in their envelopes and are being mailed out to each of the company's 150 markets. "No strings attched, just $100 for consumers to use as they wish," Valpak officials said in a press release. 

The country's leading direct-marketing firm - which sends its famous blue envelopes to nearly 37 million homes - says all the checks are made out to "cash" and the promotion has actually been around since 1988 in select markets. 

Although the program is now nationwide for the first time, not everyone is casing in on the free money. According to WFMY, many customers haven't cashed the checks because they thought it was junk mail or a scam. Lia Jensen of Valpak's Michigan office claim that only seven of the 37 checks sent out in the Grand Rapids area were cashed in 2017. 

To end the confusion this year, Valpak has reportedly changed the envelope's packaging so people know there's unclaimed money inside. "We're rewarding them for opening up the envelope. We're giving them surprises and offers. There are thousands of offers monthly," Jensen said. 

Valpak's next set of coupons goes out between April 7 and April 10. 

Decisions, decisions: How to spend - or save - your tax refund

By Sheryl Nance-Nash

Start by paying down debt, saving for an emergency or for college, and then have a little fun, experts say. 

What would you do with an extra $3,000? If you're like many people, you might get that amount as a tax refund for 2017. 

You probably don't have to think too hard about how to spend that money. But what do financial pros recommend?

10 Smart Ways to Save Money When You Live in a Major City

By Krista Gray

Living in a major metro is tons of fun, but it can definitely cost you (while making it really hard to build up your emergency fund). From paying sky-high rent prices to feeling pressured to attend expensive events, it's way too easy to spend your hard-earned cash without even realizing it. Love living in a happening place? We feel you! Here are 10 ways to save money while fully enjoying your urban lifestyle.

Spring Break travel apps to keep you organized and save money

Spring Break is almost here, and families are starting to put together travel plans. Whether you're planning to go somewhere far away, or have a stay-cation in West Michigan, you'll want to stay organized and save as much money as possible for your family trip. 

Check out these apps that will help you save time and money, along with giving you a few ideas for how to spend your Spring Break. 

five mistakes to avoid if you're to reach your financial goals

By Olivia Maragna

It's a dream that most people have - to be financially secure, to reach their goals and to never endure stress when it comes to money. Why is it then, that so many people have this desire but struggle to reach their financial goals and end up right back where they started at the beginning of the next year? Sadly, there are many simple mistakes that make, but if you're smart and pay attention, you can avoid them and make real progress. 

Here's a list of the five biggest mistakes you can make when it comes to setting financial goals, along with simple and effective methods to overcome them. 

The Meteoric Rise of Bitcoin ATMs

By Michael Scott

In the prevailing world of fiat currency, ATMs have long proven their worth in cash dispensing and deposit acceptance. Now with the emergence of bitcoin as a viable form of monetary exchange, growing numbers of Bitcoin ATM machines are finding their way to coffeehouses, shopping malls, street kiosks and other public locations worldwide. 

Supporters of this emerging development see it as critical to synergizing paper and digital cash - a move pivotal to Bitcoin's expanded use and mainstream adoption worldwide. 

Save without sacrifice by adjusting budgets year-round

By Heather Massey

If you find yourself running out of money before your next paycheck, it may be time to take another look at your budget. You can substantially lower your monthly expenses and save money without making sacrifices.