Check Cashing, Money Orders, Western Union, Prepaid Cell Phones, Utility Payments, Prepaid Cards, Payroll Cards, CashPass Pre-paid Debit MasterCard®,
Tax Services-Federal & MN State Returns,
Tax Return Checks Cashed

BlainBrook:
Monday-Friday 10:00am-8:00pm
Saturday 11:00am-7:00pm
Sunday - Closed

Coon Rapids:
Monday-Thursday 9:00am-7:30pm
Friday 9:00am-8:00pm
Saturday 10:00am-6:00pm
Sunday 11:00am-6:00pm

Fridley:
Monday-Thursday 9:00am-7:30pm
Friday 9:00am-8:00pm
Saturday 10:00am-5:00pm
Sunday - Closed

Spring Lake Park:
Monday-Thursday 9:00am-7:30pm
Friday 9:00am-8:00pm
Saturday 10:00am-5:00pm
Sunday - Closed

2. Where are your locations located?
Blaine: 10553 University Ave NE, Blaine, MN 55434
BlainBrook: 12000 Central Ave NE, Blaine, MN 55434
Coon Rapids: 3023 Coon Rapids Blvd., Coon Rapids, MN 55433
Fridley: 81st & Central Ave., Fridley, MN
Spring Lake Park: 8187 University Ave Suite B, Spring Lake Park, 55432

4. Do you cash personal checks?
Yes, only personal checks that are issued to you, not drawn from your own account. As an option we can provide you a Cash Advance drawn on your personal account.

5. What do you charge to cash a check?
Check Cashing Rates and Fees:

Type of Check	Rate	Fee
Payroll $0 - $60	0%	$1.00
Payroll & Government under $500	2% *	$0.50
Payroll & Government $500 - $999	2.5% *	$0.50
Payroll & Government over $1000	3.0%	$0
Insurance	4.0%	$0
Money Orders	4.0%	$0
Personal Checks	10.0%	$0.50

6. Do you cash signed over checks?
No, we don't except third party checks. But, we can work with the person who wrote the signed over check and provide them some options. Visit our Check Cashing page for more details.

7. Do you exchange foreign currency?
No, we don't, but the Minneapolis/St. Paul International Airport will. You can also check with your local bank.

8. Can you cash a personal check from my own account?
No, we don't do that. We do offer cash advances, payday loans, payday advances visit our Payday Loans page.

9. What is the maximum amount you can cash a check for?
We cash checks up to $100,000. Please call ahead for sizeable checks.

10. If I get paid on Friday and the check is dated for Monday, can I cash it?
Yes, we cash post-dated checks.

11. If my name and my husbands name are both on the check, do we both need to be present to cash it?
Yes, whomever the check is made out to must be present in order to cash the check.

12. Can you cash a check made out to my business, or can I write a check from my business account?
No, but please call our Spring Lake Park store for a financial solution.

13. Can you cash a check I received from my credit card?
No, but cash advances, payday loans, payday advances are available.

14. Can you cash a check from my home equity account?
No, but please call our Spring Lake Park store for a financial solution.

15. If I have cashed a check at one of your locations, will I be in the computer for all Your Exchange locations?
Yes, Your Exchange is a fully networked corporation.

17. Can I cash a money order that I bought from you but didn't need?
Yes, please bring the stub with. Your Exchange offers a check cashing discount on money orders bought from Your Exchange and then cashed at Your Exchange.

19. Can I pay my Cingular wireless bill at Your Exchange?
Yes, bring your bill.

20. Can I pay my Direct T.V. or Dish Network bill at Your Exchange?
Yes, bring your bill or account number.

21. Can you pay my Sprint PCS or Verizon Wireless bill at Your Exchange?
Yes, bring your bill or account number.

22. Do you pay Xcel energy bills at Your Exchange?
Yes, bring your bill or account number.

23. Do you pay AT&T long distance bills?
Yes, bring your bill.

24. Do you pay Centerpoint Energy bills?
Yes, bring your bill or account number.

25. Can you pay my Time Warner cable bill at Your Exchange?
No, but we do sell Money Orders or offer Western Union.

27. Do you sell prepaid cell phone cards?
Yes, over 60 different providers and amounts are available including international and overseas cards. Visit our Prepaid Calling Cards page.

28. Do you sell prepaid international/ overseas calling cards?
Yes, over 60 different providers and amounts are available. Visit our Prepaid Calling Cards page.

30. How much does a CashPass Prepaid Debit MasterCard cost?
There is a $5.00 one time card Activation Fee.

31. How long does it take to receive the CashPass Prepaid Debit MasterCard Card?
Upon successful identification verification* and approval you will receive the card in 7-10 business days. It comes in a plain looking letter that appears to be junk mail.

32. Where is the CashPass Prepaid Debit MasterCard Card accepted?
Anywhere MasterCard debit cards are accepted.

33. What is the maximum I can load onto my CashPass Prepaid Debit MasterCard Card?
$10,000.00 in a 48 hour period.

34. Where do I load money onto my CashPass Prepaid Debit MasterCard Card?
All CashPass locations and any Western Union location.

35. How much does it cost to load money onto my CashPass Prepaid Debit MasterCard Card?
There is a 2% load fee with a minimum load fee of $2.00 and a maximum load fee of $50.00.

36. How can I check the balance on my CashPass Prepaid Debit MasterCard Card?
Either call the local customer service number 763-862-9804 or visit www.aboutmycard.com .

38. Can I receive Western Union money at Your Exchange?
Yes. Your Exchange is a payout location.

39. How much does it cost to send money via Western Union?
The fee varies depending on where, and how much you send.

41. What do I need to bring to be approved for a loan?
Current Bank statement with today's date on it, 2 of your most recent pay stubs, Utility bill in your name, 2 forms of I.D., and a checkbook.

42. How long are your loans granted for?
14 days. Call the Spring Lake Park store with any questions regarding loans

43. How much can I get approved for?
All approvals are based off of income levels. We give loans up to $200.00.

44. If I want to re-loan can I just pay the fee and then have another 14 days to pay it off?
No, you must pay off the entire loan, plus the fee and then a re-loan may be granted.

45. What happens if I don't come back and pay off my loan?
On the next business day we will deposit your check.

47. Can I get something notarized at Your Exchange?
Yes, all of our locations have a notary public assigned to their stores. Please call before coming to ensure they are on duty.

48. Can I make copies there?
Yes, $0.25 per page.