Check Cashing
Cash your check and receive your money on-the-spot
> Cash your government, payroll, personal, handwritten and insurance checks and even checks payable to your business
> We cash all valid checks and have flexible ID requirements
> Ask about our Lowest Fee Guarantee* (see fee chart below)
Check Cashing
Cash your check and receive your money on-the-spot
> Cash your government, payroll, personal, handwritten and insurance checks and even checks payable to your business
> We cash all valid checks and have flexible ID requirements
> Ask about our Lowest Fee Guarantee* (see fee chart below)
Check cashing services
> Check cashing services provide a valuable service to many people who may not have access to traditional banking options. For example, check cashing services by Your Exchange can help people who are new to the country or who have a bad credit history. Our check-cashing services can also be helpful for people who need to cash a check but do not have enough funds in their account to cover the check or may not even have a bank account at all.
> We charge a fee for our services, but this fee is often lower than the fees charged by traditional banks. In addition, our check cashing services provide customers with other benefits, such as money orders, electronic bill payment, and wire transfers by Western Union. As a result, we provide a valuable service to many people who may not have access to other banking options.
We cash all types of checks
> At Your Exchange, we understand that life can be unpredictable and that you might sometimes need access to quick cash. That’s why we’re proud to offer check cashing services for all types of checks. So whether you have a payroll check, a government check, or a personal check, we can help you get the cash you need when you need it.
> We offer competitive rates and fast, friendly service. We also offer several convenient locations and other services, including money orders and wire transfers. So if you need to cash a check, come see us at Your Exchange – we’re here to help in any way we can.
Lowest check cashing fees guaranteed*
| Type of Check | Rate | Processing |
|---|---|---|
| Payroll & Government $0 - $59.99 | 0% | $2.00 flat fee |
| Government $60 - $499.99 | 2.0% | $0.75 surcharge |
| Payroll $60 - $499.99 | 2.5% | $1.25 surcharge |
| Payroll & Government $500 - $999 | 2.5% | $2.50 surcharge |
| Payroll & Government over $1000 | 3.0% | $2.00 surcharge |
| Handwritten | 5.0% | $1.50 surcharge |
| Money Orders | 5.0% | $1.50 surcharge |
| Return Money Orders (from Your Exchange) | 2.0% | $2.00 surcharge |
| Insurance | 4.0% | $2.00 surcharge |
| Personal Checks | 10.0% | $1.00 surcharge |
* Best rate guarantee with competitor receipt or lower posted rate online
How to cash a check at Your Exchange Money Center
> Check cashing can be confusing, especially if it is your first time doing it. But don’t worry- we’re here to help! Here’s a quick guide on how to cash a check at Your Exchange. First, you’ll need to fill out a check-cashing form. This form will provide us with basic information about you and the check you’d like to cash.
> Your Exchange Money Center does make certain exceptions for certain ID issues. We accept driver’s licenses, state ID cards, military IDs, and passports.
Popular Services
At Your Exchange, we offer a variety of financial services that can help put your mind at ease. Our most popular services include buying your gold and silver. We also offer prepaid mobile recharge services and an ATM on-site for your convenience. Need to send money quickly? Our wire transfer service through Western Union is quick and easy. Plus, we offer Bitcoin ATM services and bill pay so that you can easily take care of those pesky monthly bills. So stop by Your Exchange today and see how we can make your life easier.
Our Money Center Locations
You may have heard about Your Exchange Money Center, but may not know that we have multiple convenient locations in and around the greater Minneapolis-St. Paul area. We are here for all your check-cashing needs! We strive to provide friendly and efficient service no matter where you come in. So stop in today to see why Your Exchange Money Center is your one-stop shop for all your financial services needs.
Check Cashing - Frequently Asked Questions
Find answers to common questions about our check cashing service. Your Exchange makes the process fast and simple.
Yes, we do! We may have to verify with the issuer and the bank first.
Use our check cashing fee table above.
Only If You Also Have A picture ID.
We will need any type of picture ID and a social security number. We welcome you to stop in if you have ID problems, and we will try to work with you the best that we can.
Unfortunately, we are required by the state to have your SSN on file in order to cash a check.
Yes, once we verify with the issuer. We might have to verify the funds with the bank, too.
