Use a Green Dot®Visa® Debit card for your business needs!
> Early direct deposit¹
> Overdraft protection²
> Nationwide cash deposit locations³
Use everywhere Visa is accepted in the U.S.
No credit check to open an account
> Get your pay up to 2 days early & government benefits up to 4 days early1
> Unlock overdraft protection up to $200 with opt-in and eligible direct deposits2
> Add cash at any Your Exchange locations, plus over 90,000 retailers nationwide3
> 24/7 access using the app to help you better manage and budget your money anytime, anywhere.
> Easily pay your bills online4
> High-yield savings account
> Account protection – lock / unlock your card5, account alerts6 & free 24/7 Customer Support
- Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.
- Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability. Learn more at GreenDot.com/overdraft.
- Retail service fee of up to $4.95 and limits apply. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739
- Active personalized card required. Limits apply.
- Previously authorized transactions and deposits/transfers to your account will function with a locked card.
- Message and data rates may apply. (Can remove “Account alerts:”)
Keep your money protected
> Fraud alerts via text message1
We monitor your account and will send a text if we ever notice something suspicious.
> Chip-enabled card for added protection
Makes the information on your card more difficult to steal – adding another level of security to your transactions.
> Lock Protection2
- Lock or unlock your card using the app to temporarily prevent fraudulent new purchases.
- Fraud alerts via text message: message and data rates may apply.
- Previously authorized transactions and deposits/transfers to your account will function with a locked card.
Unlock overdraft protection up to $200
Set up eligible direct deposits then opt-in to get covered for every purchase.¹
Set up direct deposit with just a few simple steps.
Once set up, follow the directions to opt in for overdraft protection. Remember, you must meet the direct deposit eligibility requirements before you can opt in.
Coverage is based on your direct deposits, overdraft activity, and account status. You’ll have 24 hours to bring your balance to at least $0 to avoid a fee.
Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability. Learn more at GreenDot.com/overdraft.
Green Dot® card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
©2023 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.
Popular Services
At Your Exchange, we offer a variety of services that can help make your life easier. Our most popular services include buying unwanted gift cards so that you can get the most bang for your buck. We also offer check cashing services, so you don’t have to wait in line at the bank. Need to send money quickly? Our wire transfer service has you covered! Plus, we offer bill pay services so that you can easily take care of those pesky monthly bills. So stop by Your Exchange today and see what we can do for you.
Our Money Center Locations
You may have heard about Your Exchange Money Center, but may not know that we have multiple convenient locations in and around the greater Minneapolis-St. Paul area. We are here for all your check-cashing needs! We strive to provide friendly and efficient service no matter where you come in. So stop in today to see why Your Exchange Money Center is your one-stop shop for all your financial services needs.
Money Orders - Frequently Asked Questions
Find answers to common questions regarding our money order service at Your Exchange
The payment fee varies on the bill that you are paying. The fee generally ranges from $1.00 – $2.50
Your Exchange Check Cashing cashes all types of money orders for 5%, or 2%, if it is a money order you purchased from us.
Your Exchange cashes money orders for 5%, or 2%, if you purchased the money order from one of our convenient locations.
Make a copy of the stub and mail it to the money order agency. They will send you your refund. Make sure to call it in as lost or stolen first.
Your Exchange Check Cashing cashes all types of money orders for 5%, as long as it is payable in US dollars.
We have Western Union money orders.
